You also have to factor in the fact that an SSD will typically last about 4 times as long as any drive with moving parts. That's a pretty big advantage. You will most likely upgrade your SSD to something bigger or faster before you have to replace it because it dies.
If money isn't an issue then SSD is what you want and possibly a raid 0 SSD setup. Make sure you get one that is SATA 3 compatible for best performance. A hybrid drive is also a good option but you stated %% isn't a problem so :D
Guess im going with SSD:) anyone know a good make/size for one that's the best bang for my buck ? Off like tigerdirect or something in Canada
Listen to me when I tell you this. I work directly with vendors for SSDs and HDDs.
Samsung is the most reliable SSD brand you can buy. After Samsung is Intel or Crucial, but they use the same nand chips. Samsung produces everything in house and their nand chips are of the highest quality.
You want to get a 120-128GB SSD at near a dollar per GB and use it ONLY for your operating system and TERA. DO NOT USE IT FOR STORAGE.
You can put in a 2 TB HDD as your secondary.
SSDs makes a huge difference for games like this because the game is so huge, there are thousands of files to load.
Great advice above.
Like he said, your SSD is for your OS and games/programs only. Music/video/pics and all that other crap go into your storage HDD.
Also if you use P2P programs make sure you set them to save your DLs to your storage drive.
Once you install your SSD I also recommend you fine tune it by disabling file paging/indexing and enabling TRIM if you're on W7.
I run two 250GB SSD's in raid 0, the loading time from when I press on that gold "Play" button to when I can click "Enter" on the character select is 11 seconds.
As many have said before, well worth it.