I actually used to play on a MUD that was PvE but you could murder someone if you really wanted to. If you did, GMs would respond and you would be put in a sort of jail for a specified amount of time. The ability to PK was still there though, and the penalty was not being able to play for a certain amount of time.
I think the loading screens are nice, but I did have a problem with the way they displayed across my 3 monitor setup. They stretched disproportionately across my 3 screens, all the way to the edges. They were not pretty at that point :/
Yeah, this is pretty distasteful for any company that provides services or products to an under 18 crowd. Even more so for their mothers if they are providing parental guidance whilst they play.
Options > Game > UI on while traveling